Deposits & Rate

Fixed Deposit

Fixed Deposit scheme is the right option for those who wish to invest their hard earned money and get periodical income by way of interest. You can opt for monthly, half-yearly, quarterly or yearly interest payments, automatic renewals & automatic credit of interest and principal to your account on due dates. Premature closing and Deposit loan are available on request.

Society has a wide range of Savings/Current accounts with smart features like Internet Banking, fund transfers, e-statements, online bill payments etc. On request, customer can have a digital passbook named easyPASSBOOK to make banking a smoother experience from your mobile/PC. Open an account with us and enjoy banking !.

A recurring deposit is a type of term deposit which allows you to save a fixed amount every month systematically. You can save small amounts of money each month to plan for your future needs or to save towards a goal. You can choose any amount and term according to your convenience. If you feel it is tedious to make a monthly payment then we have the standing instructions facility. One can even avail a loan against the recurring deposit.

Monthly Deposit scheme is some what similar to recurring deposit. You can avail loan against MDS and monthly deposit varies according to loan auction.

A collection agent will reach your destination to collect the daily amount.

For senior citizen, extra 0.50% provided for their deposit.

Period

Less than 1 crore

15 days to 45 days

5.75 %

46 days to 90 days

6.25 %

91 days to 179 days

6.75 %

180 days to 364 days

7.25 %

365 days to 729 days

7.75 %

730 days to 1094 days

7.50 %

1095 days to 1625 days

7.50 %

Above 1626 days

7.50 %

3.50% - 4.00% - uniform rate for minimum balance per month.

Two passport size photos each of the applicant/ and the co obligant.

Identity Proof – Passport / Voters ID / Driving License/ PAN Card / Aadhaar Card.

Address Proof – Passport / Voters ID / Driving License / Aadhaar Card.

Age Proof – Passport / Birth Certificate / Driving License / SSLC or AISSE Certificate.

Certified copy of Passport, Visa, Work Permit, ID card (Applicable for NRI customers).

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